AppEngine does not run bank accounts, transfers, cards or lending. The banking-as-a-service module that did (/banking/*) was removed; none of its routes exist.
What remains is bank linking for the books, under /business-made/bank: connect a business's accounts through Plaid, read balances and transactions, and reconcile them against the ledger. It is read-only aggregation — no money movement.
A second factor is required. Linking a bank is the most sensitive thing a user can do, so the caller must have two-step verification on (authenticator app, email or SMS code) before Plaid Link is offered. An org can require it for everyone in Security settings.
Connecting
/business-made/bank/statusJWT/business-made/bank/mfaJWT/business-made/bank/link-tokenJWT/business-made/bank/exchangeJWT/business-made/bank/sandbox/connectJWT/business-made/bank/connectionsJWT/business-made/bank/connections/:idJWT/business-made/bank/connections/:id/syncJWT/business-made/bank/connections/resealJWT/business-made/bank/accounts/mapJWTlink-token starts Plaid Link; exchange turns its public token into a stored connection. sandbox/connect links a test bank without the Link UI. accounts/map gives every connected account that lacks one its own ledger account; connections/reseal encrypts any access token stored before encryption at rest. Both are idempotent.
Balances
/business-made/bank/balancesJWT/business-made/bank/refresh-balancesJWTBalances are live across every connected account, grouped by currency; refresh-balances pulls them from the bank and stores them.
Transactions and reconciliation
/business-made/bank/transactionsJWT/business-made/bank/reconcile/summaryJWT/business-made/bank/reconcile/auto-matchJWT/business-made/bank/transactions/:id/confirmJWT/business-made/bank/transactions/:id/unmatchJWT/business-made/bank/transactions/:id/ignoreJWT/business-made/bank/transactions/:id/create-entryJWTSynced transactions are matched to ledger entries automatically where they agree; the rest wait to be confirmed, unmatched, ignored, or turned into a new entry.
Datatypes: bank_connection, bank_transaction. Other bank_*, loan*, investment and treasury datatypes remain in the SDK enum for stored records only — no routes serve them.
See Business Made for the books these feed, and Finance for payments.